About Us
Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim.
Protecting Your Future
We have over 30 years of insurance experience helping clients prepare for the unknown.
Ask us about Life, Home, Auto/SUV/Van/Pick-up Vehicle, Motorcycle, Truck/Heavy Equiments, Floaters, Business, Medical, Families/Group/Employees, Cargo, MRI's, Solar & Other Electronic Equipments, Engineering, Casualty, Bonds, Special Risk and many more!
We can access any insurance product so you can get the right one at the right cost for you, your family, and your business.
As an Independent Insurance Agency,
We are ON YOUR SIDE.
Building Relationships
Everyone has different insurance needs. Contact us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets at the lowest possible cost.
As an Independent Insurance Agency,
We work for you
and for you alone for Your Best Interest.
We are on Your side
Assessing Need
Reality is any unforeseen event and a lack of the right kind of insurance can spell trouble quickly and expensively.
Together we'll analyze your insurance needs
and get you covered
quickly at the right price,
and from the best Providers around.
Personalized Online & Face-to-Face Service.
Quick Claims.
Nothing but the Best of the Best.
Our Insurance Partners
CATORRES & ASSOCIATES INSURANCE SOLUTIONS
As an Independent Insurance Agency, we are in the business of protecting your interest. Period.
We are not employed by any Insurance Company, nor by a Broker, a Bank or a Dealer.
You have our undivided attention and loyalty - 100%. We are on your side.
Colin Vicente A. Torres is licensed by the Insurance Commission. He have had extensive corporate & entrepreneurial experience and professional network connections spanning over 30 years in the financial services industry - from Universal & Rural Banking under the former Cocobank (UCPB & UCPB Rural Bank), to Real Estate Brokerage and Appraisal, to the Pre-Need Industry (Philam Plans & Ayala Plans), to Mutual Funds (PhilAm Funds & Manulife Asset Mgt), to Non-Life Insurance and Travel Insurance (PhilAm Insurance, Fortune General Insurance, AXA Charter PingAn, Western Guaranty Corp., Liberty Insurance Corp., Stronghold Insurance & Standard Insurance), to HMO/Medical Insurance (PhilamCare, FortuneCare and Pacific Cross Insurance Corp.), to Memorial Plans & Parks (Eternal Plans & Eternal-Greenhills Gardens) and to Life Insurance (PhilAmLife / AetnaLife / ManuLife),
In 2017, we retired from active employment and shifted our endeavors towards exclusively servicing our insurance clients.
To date, we have had numerous satisfied clients - from the biggest corporations around town to the most ordinary Filipino family in our community. We have the digital capability to serve without physical borders. We have been tried, tested and trusted.
And we would be most happy to serve you.
Contact Us
Fill out the form with any questions you have about finding the coverage that's right for you!
Torres & Associates Insurance Agency
100% Virtual Online Office in Cagayan de Oro City, PH
Phone: 0977 8015 382 Email: colin.torres@torres-insurance.com catorres.associates@gmail.com
Hours
Monday - Friday: 9am - 6pm
Saturday: 10am - 2pm
Sunday: Closed
